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枫下家园 / 住房话题 /
tor
有人说现在正是买房的好时机. HOUSEHOLD INCOME REQUIREMENT 已是四十年来最低点. 即使俩人都打工也负担的起. 你说呢? 欢迎讨论.
-workingbee(工蜂);
2002-9-12
(#743095@0)
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If you can not pay off your house as short as less than 10 years, don't do that even if you can afford the downpayment. Otherwise, you will bring youself a big burden for buying a house only due to low mortgage rate.
-wins(wins);
2002-9-12
(#743099@0)
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Are you nuts! how many percent peopel can pay off their mortgate in 10 years? How long should they waite and waite and waite?
-0canada(ocanada);
2002-9-12
(#743122@0)
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It is said that most Chinese families pay off their mortgate in 5 years!
-firsttry(firsttry);
2002-9-12
(#743139@0)
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How can you pay off 180k in 5 years?
-new_concept(Newidea);
2002-9-12
(#743166@0)
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It depends on income and mortgate, you cann't just ask such a simple question.
I knew a family who paid off 100k in 3 years and their yearly income is less than 70K, it is surprising!
-firsttry(firsttry);
2002-9-12
(#743221@0)
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That was exactly my question: if you have 70k yearly income, and you have to pay income tax, food, hydro, daycare, ...you must have the God to help you to pay off the mortgage in 5 years. I am trying to find the GOD.
-new_concept(Newidea);
2002-9-12
(#743244@0)
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I was also surprised by the example, so I can't explain it. but I do heard the saying about 5 years.
-firsttry(firsttry);
2002-9-12
(#743268@0)
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I am trying too. Can anybody tell me where he is?
I never heard that most chinese family paid off their mortgage in 5 years.
Are they renting out their house to produce more income?
-beijingman(newcomer);
2002-9-12
(#743321@0)
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Whether you are buying a house is up to you. I just want to make others calm down. Do you think paying mortgage is easy, if not, don't do something exceed your ability.
-wins(wins);
2002-9-12
(#743184@0)
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paying off mortgate in 10 years and affordability are total two diffrent issue. most people can afford a house in 25 years but not able to pay off in 10 years. Are you saying they should not buy a house ?
-0canada(ocanada);
2002-9-12
(#743217@0)
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up
-workingbee(工蜂);
2002-9-12
(#743688@0)