This topic has been archived. It cannot be replied.
-
枫下茶话 / 美国话题 / 请问有经验的同学有关在美国买房子的一些事:1、我们在买房子之后住3年后离开美国。买房好还是租房子好?
看好的那个区是个从小学到高中都非常优秀,而且离家很近。
2、房子如果需要贷款,3年后回加拿大后,贷款利率还款期什么的银行会作调整吗?
如果回到加拿大后
3、把房子出租,房租收入需要美加两边都交税吗?
4、如果房子卖了,如果卖出价比买入价低,卖房子的钱还要美加两边都交税吗?
从来没买过房子的人,问题有点多。
-pangss(pangss);
2011-12-31
{366}
(#7178409@0)
-
1. market is low, so you may want to buy. 3 yrs later market may rise then; 2. No unless you do re-finance; 3. tax in U.S., and pay tax difference in Canada; 4. tax in U.S, and pay tax difference in Canada
-c__wang(cwang);
2011-12-31
(#7178411@0)
-
Thank you so much!
-pangss(pangss);
2011-12-31
(#7178423@0)
-
glad to be able to help. good lucks. not easy to make right decisions.
-c__wang(cwang);
2011-12-31
(#7178427@0)
-
再问个问题:买房子找代理的话费用一般是多少?除了代理费用,还有什么费?谢谢!
-pangss(pangss);
2011-12-31
(#7178429@0)
-
you will have closing cost including title search, title insurance craps. then you will have costs for inspection (if used house) and appraisal. Can be a few grands. Then you need to pay tax for recording the deed. Should be all.
-c__wang(cwang);
2011-12-31
(#7178433@0)
-
太谢谢了!
-pangss(pangss);
2011-12-31
(#7178460@0)
-
used house....lol
-wireless_mouse(无线小滑鼠);
2011-12-31
(#7178462@0)
-
Some bank may force you to refinance if your house is not primary resident any more.
-steve888(Steve曾经曰过);
2011-12-31
(#7178837@0)
-
really? don't remember hearing about this. large banks or regional or local banks?
-c__wang(cwang);
2011-12-31
(#7178927@0)
-
不知道你在哪里,我这里的房子放盘2年都没人接手。买房子为了给美国交多点地税?
-pinkysock(小咖);
2011-12-31
(#7178861@0)
-
late 2008 up to now, market is really shitty. it won't be back in the next 3-5 years as forecloures are backlogged in the pipeline. but market prices should tank the bottom by now I would think.
-c__wang(cwang);
2011-12-31
(#7178926@0)