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枫下沙龙 / 谈天说地 / 看到DX们都磨拳插掌的要买房, 不尽也有点好奇了. 有没有DX算过, 供一幢25万左右的House, 每个月一共要付多少钱啊?
-mjs(臭豆腐-在痛苦中挣扎);
2002-3-12
(#399840@0)
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around 1500/month
-birdswimming(feifei);
2002-3-12
(#399845@0)
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Depending on how much down payment you pay, what mortgage rate you get, how long is the amortization period. In my case...I bought a house at price of $251,000. I paid $63,000 for down payment,
I got the mortgage rate at 5.5% for 5 years, amortization period is 20 years and the payment frequency is bi-weekly(accelerate). I actually can pay off in 17 years.
Caculating all these results in $1378 per month. Not too bad, eh?
-graceytw(Grace);
2002-3-12
{304}
(#399851@0)
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大多数银行网站上都有计算器，根据你的贷款额和你认为的平均利率，算出你的月还款额。有参考价值。但记住，买房后还要支付水电费（如1500/年）、地税（如2000/年）、保险（如200/年）、维修费（如1000/年）等。
-rollor(Rollor);
2002-3-12
(#399886@0)