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枫下茶话 / 美国话题 / 有没有人从401K 拿$$$ 出来买房的? 能否说说有什么税务上的影响和提取的限制? 如果一两年内计划买房, 是存downpay 在外面好, 还是先放401K 以后再拿出来好?
-nix(梦似烟花心似水);
2007-9-6
(#3915809@0)
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401k <> RRSP, you can "borrow" money from 401k, it is like a loan, you need to pay interest for it. You need to negotiate with ur employed company.
-houhenry(Henry);
2007-9-6
(#3915837@0)
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虽然要付利息,但这钱是付给你自己的。所以只要公司允许,和RRSP没什么区别
-cool_guy(cool guy);
2007-9-6
(#3916045@0)
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不过你要是换公司,立刻就得还钱。
-cool_guy(cool guy);
2007-9-6
(#3916048@0)