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枫下茶话 / 美国话题 / 怎样在美国(加州)申请第一张信用卡?
小妹初到加州,问了几家银行(Wells Fargo, Bank of America, Washington Mutual),都说不承认我在加拿大的信用记录。唯一的可能是交deposit, 办secured credit card,年费30,一年后转为unsecured。信用额度=deposit。想问问大家是怎么办的。先谢过了.
当初应该在加拿大办张Amex,到了美国后转成美国的Amex就行了。Royal Bank和CIBC也有美元信用卡。可惜我知道时,已经晚了。
另外,有没有朋友也在湾区。我在旧金山的downtown工作,住在downtown oakland。有空的话一起出来吃个饭吧.
-bluecactus(miaomiao);
2007-1-28
{341}
(#3461614@0)
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Apply for chase CC, you need to fight with CSR and tell CSR your Canadian SIN and USA SSN. you will get Chase CC. Chase phone#:1-888-MYCHASE
-kanacuul(DragonWell);
2007-1-28
(#3461625@0)
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谢谢你。没有信用卡真难过啊。我租apartment也被迫多交了500块deposit,因为没有美国的信用记录,而且他们也不承认加拿大的.
-bluecactus(miaomiao);
2007-1-28
(#3461636@0)
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I got my Chase card 2 months after I moved to USA. I had lots rejections 1st and I just fought with them. saying I have excellent Canadian CC record.. blah blah.., then I got it. First CC is not easy to get generally
-kanacuul(DragonWell);
2007-1-28
(#3461646@0)
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有人說要填你是美國永久居民 且同一時間不要密集申請太多家 可試DISCOVER 看看 或是花旗銀行有citibank everything counts 保持10,000 美金餘額 有支存戶 活儲戶 和信用卡 及ATM (debit) card
-aqaz(aqaz);
2007-1-28
(#3462209@0)
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ps: 花旗六個月的 CD 利率還不差 且你存CD 也算入這個支存戶的維持餘額中 且這支存戶也有利息給你
-aqaz(aqaz);
2007-1-28
(#3462226@0)
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可是申请信用卡的时候一定要提供SSN(加拿大就不必),他们应该可以从中看出你不是美国的PR吧?至少他们能了解到你在美国的length of stay, have you ever declared bankruptcy.申请租房和手机的的时候也要SSN的。
-bluecactus(miaomiao);
2007-1-28
(#3462727@0)
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我向chase申请过两次都不行,最后还是到BOA买了个secure 卡算了,从头熬起
-onlyi(onlyi);
2007-1-28
(#3462636@0)
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check your PM
-san.jose(圣荷西);
2007-1-28
(#3462234@0)
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你确定在加拿大办一张america express的卡以后去美国转一下就行了?
-mfcguy(daniel);
2007-1-28
(#3462350@0)
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For sure. They require a US address.
-beig(北北);
2007-1-28
(#3462433@0)
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那还是得办一个运通卡看来,谢谢
-mfcguy(daniel);
2007-1-28
(#3462610@0)
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Yes. My friend did it.
-bluecactus(miaomiao);
2007-1-28
(#3462706@0)
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This is true, I did it. very easy.
-mtrade(悟空);
2007-1-28
(#3462839@0)
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try CapitalOne
-mosquitoqueen(蚊子精);
2007-1-28
(#3462684@0)
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那你办一张secured credit card不就得了嘛
-worker1008(worker1008);
2007-1-28
(#3462690@0)
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从加拿大搬到加州,立刻在网上申请CITI Mastercard, 受到拒信,说查不到信用.马上回封信告诉我加拿大的地址,一星期后收到卡.
-tiddme(Tidd);
2007-1-28
(#3462747@0)
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如果你有AE卡在加拿大就可global transfer拿到美国的AE卡.
-tenthcup(一般般);
2007-1-28
(#3462997@0)
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AE的卡可以,同理citibank的master card也该可以吧
-mfcguy(daniel);
2007-1-29
(#3463456@0)