That doesn't make sense to me. It is mission impossible to have $10,000 after tax income per month from annual income of $150,000
-23456789(大白呼);
2006-10-26(#3285429@0)
Why? 27% (=35000/127555) is a reasonable ratio. Even "年薪120K,税后能有100K" is possible, as -jijiyy(jjyy) mentioned.
-jnwill(jnwill);
2006-10-26(#3285555@0)
Their total income could be well above 150k because RRSP maximum is 18000 (or 18% if it is less).Even if your annual income is above 100K, you can only contribute 18000. so it is possible one of them make well above 100k and reach the RRSP limit 18000, and one contribute another 10000. Thus
-kittywhy(麦妈妈);
2006-10-26{199}(#3286017@0)
Already upgraded. I am happy to pay less tax.My first house was brandnew, lot 32x110, purchased $236,000, 1st year property tax ~$3300, 4th year $4550. This house >50 years old, lot 65x170, purchased $390,000, 1st year property tax $3550. This is 3rd year.
-sunbeamcga(二月鱼飞);
2006-10-26{211}(#3286595@0)
Go to Organic stores for grocery and restraunts you will find your money never enough. Should be around $2000/month for two people.
-nodeal(30D30);
2006-10-26(#3285706@0)
I truely believe everything you told us here, I just can't believe someone could survive in GTA with only $200 spent on Grocery. Two of us spend normally 1200 to 1500 per month on Grocery alone.
-1comment(1comment);
2006-10-27(#3287420@0)
come on, who said 200? take a look again.
-kittywhy(麦妈妈);
2006-10-27(#3288374@0)
Sorry, you misunderstood me. I didn't comment on LZ regarding this. Because before I came here, lots of posts on the website claimed that $200 a month is enough for food.
-1comment(1comment);
2006-10-27(#3288393@0)
How can you save on utilities (gas, hydro, water)? it is only 250.
-lilac_winter(lilac);
2006-10-27(#3288587@0)
bell landline $32 after tax, dsl www.teksavvy.com $32 after tax. TV is HDTV with antenna, and FTA $0 after tax;-)
-jijiyy(jjyy);
2006-10-26(#3285413@0)
I am doubting you can watch YTV and Tree House. But anyway, It is a small money maybe you don't have to save this money.
-mine888(老想上进);
2006-10-26(#3285531@0)
Then you want to watch Tree house? get FTAThen you want to watch Tree house? get FTA, you can watch everything. I just don't want to pay Bell and cable company, they just charge too much, not really for saving, BTW, I don't watch TV a lot. I also want to cancel my Bell landline, it's a project I am working on.
-jijiyy(jjyy);
2006-10-26{272}(#3285554@0)
什么是FTA?
-coolmao(酷猫);
2006-10-26(#3286062@0)
Free to Air, it is not free for canadian channels.
-ghyll(阿土);
2006-10-26(#3286075@0)
before tax 120K after tax 100K, this is something nice. Even for business cost, you still have to spent money somewhare to decrease income part. Any chance for sharing how do you save tax $?
-middle-class(ship);
2006-10-26(#3285367@0)
I pay more than $10K for the kid each year, will deduct the income, then buy full amount of RRSP, also my wife has education deductable. that's it.
-jijiyy(jjyy);
2006-10-26(#3285419@0)
Detail for 2 of us(just for Grocery and food):T&T per week, average 90, = $360
Costco per week, 120 + 80+120 +80, = $400
Live seafood on most of the weekends(simple cooking, but delicious) 40 - 60, = $200
Dine out at least once a week 40 to 80 if no one join us, = $80
We both buy lunch if go to office, 8+6 per day, = $70
It's already more than $1100, but it's hard to follow the plan all the time. During holiday season(Christmas and long weekends), we mostly dine out with friends. Then the number is shooting up
-1comment(1comment);
2006-10-27{478}(#3288091@0)
Car loan: $1087.00 .......you guys drive BMW?
-babyface(★又来了,又来了。★);
2006-10-26(#3285608@0)
no, one is Murano SUV, one is Mazda 3 sport car.
-mimoxiaoyun(午夜飞行的小云);
2006-10-26(#3285619@0)
New ID again - signed up 2006.07.26 00:13: Two new cars plus home insurance: $320/m. Murano SUV and Mazda 3 sport car. You couple must be super Sr. then.
-axe(Just A Joke);
2006-10-26(#3287101@0)
Yes it's a very good deal that's why we transfered our insurance to this company: State Farm. Multi-vehicles plan. Both of us have G driver's licence. 5+ years clean driving history.When we were with Monex, the rate was $498.00
-mimoxiaoyun(午夜飞行的小云);
2006-10-27{45}(#3287444@0)
嗯,你有潜力。老实讲,如果能拿下一些regular good customers的剪草和擦高层玻璃业务,的确不错。生意机会处处有,不过隔行如隔山,我不熟这类业务。啊呀,真的要干活,不能再灌水了。一到礼拜五人就是容易懒。
-mimoxiaoyun(午夜飞行的小云);
2006-10-27(#3287687@0)
Good, good, we are still renting a condo, no properties at all. :~D.
-southern(D.B.Cooper);
2006-10-26(#3286150@0)
Let me count countExpense:
Rental+parking: 930
Car + insurance: 1120
gas: 150
Cell/Internet Cable (No TV): 140
Food at home: 450
Chinese food occasionally: 300
Shopping (clothes, small applicant, etc): 250
Entertainment (Movie, expensive gift, etc): 120
Hobbies (Fishing, sporty, beauty, etc): 500
Travel: 9000/12 = 750
Total < 5000
Actually it is very difficult to spend money in Canada for there is few activities to do .... :)
-ra_95(小人*无聊一族);
2006-10-26{427}(#3286535@0)
The point is, in Canada, as rich as them , or as poor as us, are the same .... None of those who are posting here has a life.
-ra_95(小人*无聊一族);
2006-10-26(#3286545@0)
车保: 350(一辆车,全保) 4. 汽油GAS: 600, ???????????????????!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Coooooooooooooooooooooooool. Can't imagine. What car is it?! F*?
-hut112(SaveEveryPenny);
2006-10-26(#3286500@0)
人家天天跑远路呀.
-scent(阿宝);
2006-10-26(#3286857@0)
350(一辆车,全保), $600 (compare to mine) can be 50km one way for a 15+L car. For sure it's a very good car, just not sure how good it is.
-hut112(SaveEveryPenny);
2006-10-26(#3286982@0)
To me, Rolia becomes a very BAD place. At least wasted a lot of ppl's time. I think we can actually sue the owner.
-southern(D.B.Cooper);
2006-10-27(#3287773@0)
sue the owner ? :-))
-sophiacc(苦由善起-愚善);
2006-10-27(#3287844@0)
What would be the charge? Illegal show off?
-23456789(大白呼);
2006-10-27(#3287850@0)
Too many people Illegal show off here, sue all :-))
-sophiacc(苦由善起-愚善);
2006-10-27(#3287862@0)
The owner: the guy who runs this site. ~~ I am serious. This guy brings a lot pain to many families.
-southern(D.B.Cooper);
2006-10-27(#3287889@0)
:)) 同意同意。“This guy brings a lot pain to many families” , 自从这个帖子出来后,被版主标成“精华”,成了热点话题, 这两天不知道有多少夫妻在家里吵架了。
-sophiacc(苦由善起-愚善);
2006-10-27(#3287918@0)
The point is: spending several thousands a month in GTA just barely keeps the acceptable living stardard. If monthly grocery spending is only around $200, I guess there is no reason to stay here. Because:you suffer a lot and didn't enjoy much! Life is short and you only have one life, don't sacrifice too much. For local middle class family, paying $3000 mortgage and spending $1300 on 2 cars every month are normal. Most of people here were already so called middle class in China, why do you choose to suffer with your family here? Life is what you make it, successful people always have guts and brains to make it right.
-1comment(1comment);
2006-10-27{422}(#3288357@0)
No, I can't agree with you. Both you and I have to respect each others opinion. Like I always mentioned, keep ourselves cool down. No one have to do something unless that action is to recover mistakes.
-middle-class(ship);
2006-10-27(#3288681@0)
I agree with you. I don't get what middle-class is trying to say..
-lilac_winter(lilac);
2006-10-27(#3288725@0)