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枫下茶话 / 美国话题 / 美国大公司都给雇员买健康保险,如果你有3、4个小孩呢?不是比别人的保险金开销大的多?如果你7、80岁,退休的保险还是公司出?哪个保险公司担保80岁的人呢?
-hillman(山大王);
2006-10-20
(#3273219@0)
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1) family plan, no matter u have 1 kid or 10 kids, same price. 2) after official retirement age (now is 65 yr), covered by medicare.3) if you retire before the official retirement age, some employers will continue to cover you, some not, then you have to buy your own health insurance.
Big 3 used to cover their retiree, that's one of the reason they have big trouble now. But government retirees still have this benefit.
-lile601(lile601);
2006-10-20
{294}
(#3273228@0)
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那么Medicare就如同加拿大的health care了么?还是有很多条件。国内刚来的朋友说现在国内的保险基本是保小病,不保大病的。如果选family plan是不是比单身的plan要贵好多?
-hillman(山大王);
2006-10-20
(#3273246@0)
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1)medicare = Canada's health care, it covers whatever Canada's covers. I know medicare covers trans-liver and trans-kidney.meanwhile, medicare is the federal lever health care, each state has its own state-lever health care, sometimes, peaple don't qualify for medicare, but would qualify for state-level health care.
As I know, MA will provide state-wide universal health care to its residents.
2) monthly premire for family plan is 2.5-3 times of single's, it also depends on your employer's contribution, most cases you will pay around $100-$400 monthly for family plan.
-lile601(lile601);
2006-10-20
{455}
(#3273598@0)