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枫下家园 / 望子成龙 / Buying insurance is important to kids or not? I was recently shocked for two neighbors passed away leaving little kids. I am seriously thinking insurance is important for this kind of situation.Anybody has experience about this? Which one is better? Universal Life or term insurance from long term? the more detail, the better. I trust information from online discussion rather than that from insurance agent . Thanks in advance.
-happy2001(simplelife);
2005-12-22
{235}
(#2676224@0)
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We had the will and had the life insurance
-maggy(weiwei);
2005-12-22
(#2676237@0)
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很有钱买universal,否则买term.
-caffein(纸上谈兵);
2005-12-22
(#2676244@0)
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我写过一个东西,你可以先看看。
-rollor(Rollor);
2005-12-22
(#2676288@0)
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Thanks a lot for all the reply. I actually purchased UL before I was 30. It's $50/month (for $100,000). Half of it is premium, while the other half is for investment.
-happy2001(simplelife);
2005-12-22
{935}
(#2676458@0)