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枫下家园 / 亲亲宝贝 / 请教JJMM,如果想自己在银行买RESP的话,是怎样一个程序?我想买,又不想加入别人推销的那些计划,只想来个“长期存款”,加上政府的钱,有没有JJMM在银行买的,介绍一下体会,谢谢了。
-qingli(qingli);
2005-8-15
(#2452175@0)
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我在银行买的自动转帐,每两周$77一年共2000,每月都有政府的grant入帐,一年共400。因是长期投资,全买了mutual fund, 一半income fund, 一半growth fund,自己选的基金。只想保本的话可存GIC或money market,回报很少。
-ap104(accounting staff);
2005-8-15
{192}
(#2452309@0)
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谢谢
-qingli(qingli);
2005-8-17
(#2455568@0)
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请问,在银行买也要管理费吗?在银行买和在SALE那里买有多大不同呢
-qingli(qingli);
2005-8-17
(#2455580@0)
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Bank's account maintenance fee from $12 - 25, depends on which bank. You may choose your own way of investment, e.g. GIC, mutual fund, etc
-ap104(accounting staff);
2005-8-17
(#2456006@0)
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Do we need to have baby's SIN prepared for buying RESP? If I buy RESP for my son now, can I get 400 dollars for this year?
-migua(migua);
2005-8-17
(#2455946@0)
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Yes, SIN a must. If you buy now, and deposit $2000 any time before the end of the year, you will get $400 from government.
-ap104(accounting staff);
2005-8-17
(#2456000@0)
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Thanks.
-migua(migua);
2005-8-17
(#2456091@0)