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枫下家园 / 住房话题 /
tor
找Mortgage的时候,如果联系多个broker, 是不是每个broker都会check我的credit, 而最终导致我的credit不好呢?
-javaelk(果丹皮);
2005-3-29
(#2209567@0)
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老实话,有时觉得人家瞧不起大陆的,也有一定道理
-guest963(guest);
2005-3-29
(#2209576@0)
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有什么道理??找MORTGAGE时SHOP AROUND是再正常不过的了.这跟买房的经纪完全不同,懂吗?
-colin888(Tea);
2005-3-29
(#2209594@0)
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Shop around waste a lot of energy and time just for save a little money,
$4-5 dollars per month. Do you think it is really worth and normal?
-go57(xiaoci);
2005-3-30
(#2211068@0)
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Only $4-5/month? how do you make this number? The difference between a very good deal and a so-so deal will be thousands dollars a year.If you look at the responses of those posts about good mortgage, do you really think they are all caring just about $4-5/month?
-colin888(Tea);
2005-3-30
{127}
(#2211230@0)
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"Shop around" is the recommedation from all the canadian people. Where are u from?
-homemaster(假鱼干);
2005-3-29
(#2209652@0)
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I don't think it is for all Canadian people. Just Chinese like to do the extremely shopping around. P-0.8%and P-0.85% is only $200 difference.
-go57(xiaoci);
2005-3-30
(#2211251@0)
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If you don't take care of your own money, nobody will.
-steamwhistle(beer);
2005-3-30
(#2211279@0)
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You waste a lot of money on vacation, movies, car, party,etc.
why you don't care those money, too!
-go57(xiaoci);
2005-3-30
(#2211328@0)
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SHOP AROUND其实不花太多时间,都网络时代了,很多信息都可以在这里找到.我的MORTGAGE就是在这找到的,比我HOME BRANCH给的好得真是很多,其实也就是几个电话的工夫.不要以为SHOP AROUND就象扫街似的逐家银行的问.
-colin888(Tea);
2005-3-30
{128}
(#2211371@0)
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yes, it is not for "all" but for "almost".
-johnnyhatesjazz(Rock and Roll);
2005-3-30
(#2211281@0)
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I got P-0.85 one month ago, I was thinking it would be one of best offers. Two days before, I got P -1 (5 year close)- it is not only for the first year but also for the remaining years.
-xiaobudianer(小不点儿);
2005-3-30
(#2211286@0)
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Where did you get the P-1 for 5 years rate? Could you PM me the contact info? Thanks a lot!
-suj168(studhead);
2005-3-30
(#2211389@0)
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National Bank. Good Luck.
-xiaobudianer(小不点儿);
2005-3-30
(#2211436@0)
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Great deal! can you PM me contact information too? Thanks a lot!
-yeek(yeek);
2005-3-30
(#2211458@0)
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National Bank - downtown branch. I left her contact infor at the office, will pm you tomorrow.
-xiaobudianer(小不点儿);
2005-3-30
(#2211473@0)
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请PM一个给我, 多谢了!
-animazing(蚕豆);
2005-3-30
(#2211819@0)
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请PM NATIONAL BANK 的联系人和电话给我, 多谢.
-wllol(桃花盛开);
2005-3-30
(#2212071@0)
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Please PM me her contact , thanks
-wishness(hopefull);
2005-3-31
(#2214168@0)
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Please PM me her contact, thanks a lot for your help.
-lmc(爱喔沉);
2005-3-31
(#2214415@0)
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请PM NATIONAL BANK 的联系人和电话给我, 多谢
-burberrys(burberry);
2005-3-31
(#2214446@0)
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请发给我一个broker联系方式,多谢!
-hw9988(hongqi);
2005-4-1
(#2214615@0)
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Can you PM me the contact information too? Thanks a lot!
-suj168(studhead);
2005-4-1
(#2214893@0)
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能给我你的信息吗?多谢
-yuzipipi(玉子皮皮);
2005-4-2
(#2216530@0)
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请PM一个给我, 多谢了!
-jober(没地方可去);
2005-4-2
(#2217049@0)
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Could you pls PM me her contact info. Thanks.
-zc105(hahaz);
2005-4-2
(#2217573@0)
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小不点儿, 可以PM NATIONAL BANK 的联系人和电话给我, 多谢.
-jcone(jcone);
2005-4-3
(#2218438@0)
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Would you please PM me your National Banker's contact info? Thanks.
-up3421(Joy);
2005-4-3
(#2218691@0)
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I have not receive your banker info, please pm me. Thanks
-goodies(Yami);
2005-4-2
(#2217182@0)
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me too. please pm me. Thanks
-burberrys(burberry);
2005-4-2
(#2217886@0)
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你的MORTGAGE好得令我不敢相信,有什么附带条件吗?比如每年在那投资...或者至少存...钱等等.
-colin888(Tea);
2005-3-30
(#2211639@0)
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Nothing.
-xiaobudianer(小不点儿);
2005-3-30
(#2211644@0)
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请PM一份您的AGENT联系方式给我。非常感谢!
-happy-chinese(cloud);
2005-4-3
(#2218595@0)
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请PM一份给我!谢谢!
-keepdoing(好心情);
2005-4-1
(#2215104@0)
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Pay attention! Make sure if there are some unclear implied charges in the offer from the broker.Sometimes someting is too good to be true.
-lily333(lily);
2005-4-4
(#2220670@0)
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太自卑了。
-rollor(Rollor);
2005-3-30
(#2211280@0)
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大陆人怎么了?我觉得现在的BROKER良莠不齐,找两三个问问价有啥不可?大路人以外的就那么高尚?
-211(luck);
2005-3-30
(#2211392@0)
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你整个一个Loser . 比较怎么啦? savvy customer 都会比较的. 笨蛋或者别有用心的人才对此有意见呢.
-huashanpai(xixi);
2005-3-30
(#2211444@0)
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Crap!
-go57(xiaoci);
2005-3-30
(#2211752@0)
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可怜,这位一定在捂着头数被砸了几个包呢。
-zzbsb(friends);
2005-3-30
(#2211450@0)
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我还得谢谢这位把我这贴搞成热点了
-javaelk(果丹皮);
2005-3-30
(#2211838@0)
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Yes. Everytime the broker submits your mtg application to the lender, your credit will be checked and negatively affected. So, be careful.
-poker3(poker);
2005-3-29
(#2209578@0)
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我的BANKER说申请MORTGAGE而查你个人信用是不会影响你的个人信用,和申请信用卡完全不同.你可以找你的PERSONAL BANKER确认一下.
-colin888(Tea);
2005-3-29
(#2209588@0)
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前几个月看电视,是老外关于房屋买卖的节目,讲到有关部门正拟取消因申请MORTGAGE check credit, 而最终导致 credit 被扣分,不知现在有无实施。
-whyai8(Tom);
2005-3-29
(#2209608@0)
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会有记录,但不会严重到影响你的credit纪录。只要不太多就好了。10个以内都没有问题。
-johnnyhatesjazz(Rock and Roll);
2005-3-30
(#2211244@0)
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No. 如果你找Broker只是为了寻价,那么就没必要查信用记录。
-rollor(Rollor);
2005-3-30
(#2211266@0)
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还不明白?人家想让所有的brokers都做个完整文件,他再选一个最好的签字。
-rockywei(落基山);
2005-3-30
(#2211782@0)
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哦,他这样做不好,只要先签一家,保证有人肯贷款给你就行了.然后慢慢找,到满意为止.
-colin888(Tea);
2005-3-30
(#2211828@0)
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已经从我的homebank 谈过了,没有什么手续,就是个pre-approval. 没有签任何字. 现在只是考虑这里经常欺负老客户,所以应该四处问问.
-javaelk(果丹皮);
2005-3-30
(#2211901@0)
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找到了一个比较准确的解释:
-javaelk(果丹皮);
2005-3-30
{378}
(#2211831@0)
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给大家讲一个shopping around的例子:
-mississauga(市政府老市长);
2005-4-1
{597}
(#2214990@0)
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搬家这事还真难说,新移民好说,一年都要来几次,东西少,出状况也就
忍了,自己也还周转得开,大家庭搬家,5年八年才一次,真要让新移民
搬家公司折腾,是省了1000,可是出了篓子。。再花个2000去度假,那心情都回不来了。
-canadacanada(我来学习学习);
2005-4-3
{36}
(#2218496@0)