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枫下家园 / 住房话题 /
tor
选哪个mortgage好5 year term, closed, first year prime-1, the rest four years prime-0.85
vs.
5 year term, closed for first 3 years, 3400 cash rebate, first 3 months
prime 2%, the remaining prime-0.375
算下来, 头三年好象第一个合算, 如果以五年计算,好象是第二个合算,大家给
出出主意。
-suppuppy888(suppuppy);
2005-1-26
{277}
(#2094865@0)
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If borrow $100,000, prime at 4. First one, monthly pay $481, 5 yr interest $14511; 2nd one, monly pay $505, 5 yr interest $16491-3400=$13091. You don't consider first 3 years if it is 5 yr closed.
-rollor(Rollor);
2005-1-26
(#2094991@0)
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那个3400CASH BACK应该是贷款额的1%吧. 如果贷款10万的话就只有1000的CASHBACK了. 楼主也不大概说说贷多少钱, 很难帮你算的.
-samlao(哪里是吾家);
2005-1-26
(#2095269@0)
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谢谢兄弟, 我贷30万, 帮我算算。
-suppuppy888(suppuppy);
2005-1-26
(#2095447@0)
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不是已经帮你算了吗?把上面相应的数字都乘以3。
-rollor(Rollor);
2005-1-26
(#2095935@0)
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大概帮你算了一下, 5年下来, 第一个比第二个省了2540元的利息.
-samlao(哪里是吾家);
2005-1-27
(#2097438@0)
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编个程序算初始额度和结束额度,以及payment。然后用Excel算APR.APR低的合算
-blackscraper(橡皮鱼);
2005-1-27
(#2096488@0)