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枫下家园 / 住房话题 /
tor
听说现在卖房不是很好卖了, 是否意示着房价要降了?
-dfd(dafeida);
2004-10-11
(#1924567@0)
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感情这里地主多于贫雇农. 都是讨论地主的事, 贫下中农的事只能自己顶一下了. :(
-dfd(dafeida);
2004-10-11
(#1925693@0)
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从供求关系角度来看,似乎是。
-bluebox0793(踏雪无痕);
2004-10-12
(#1926191@0)
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有人讲: 买房子的价位定在家庭总收入的四倍, 不会感到生活压力大, 即如果年收入7 万, 买28 万的房子. 各位在此问题上有何高见?
-dfd(dafeida);
2004-10-12
(#1926924@0)
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好像听说是3倍吧?忘了是税前还是税后了。
-zzbsb(friends);
2004-10-12
(#1926957@0)
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3倍勉强啦.
-tuantuan(=_=b);
2004-10-12
(#1926983@0)
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2倍半是通行做法
-momada(坊上人);
2004-10-13
(#1927397@0)
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那贫下中农就买不上房子了? :(
-dfd(dafeida);
2004-10-13
(#1928785@0)
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Depending on how much down you have. Housing expense should be below 1/3 of your gross income. As interest rate is at the lowest point, I would put that figure lower.
-rollor(Rollor);
2004-10-13
(#1927486@0)
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a simple caculation is:downpayment: 25% of the price of house
mortgate: income (before tax) * 3
If you don't have other significant debt, you are still in a proper financial condition.
-bluebox0793(踏雪无痕);
2004-10-14
{166}
(#1929206@0)
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你的意思是: 若家庭总收入在7万的话, 买个28 万的房子, 先要有7万左右的存款为付downpayment, 这样买完房子后的生活不会感到压力大, 是吗?本来脑子在算钱上就有些愚型, 可是要想买房子还真的算算,
-dfd(dafeida);
2004-10-16
(#1933604@0)
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yes.
-bugkiller(Driver Coding);
2004-10-17
(#1934125@0)
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I have 听说ed the same thing for a number of years. It should be true sooner or later.
-rollor(Rollor);
2004-10-13
(#1927484@0)
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可是该买还得买呀, 就是在跌价, 也不能每月赔一千多块吧? --如果每月房租是一千块. 不知这样理解对不对?
-dfd(dafeida);
2004-10-13
(#1928794@0)
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一万够你租一年,房子涨2万,跌2万可跟玩儿似的。该买就买。
-fromeastowest(开发西部);
2004-10-14
(#1928857@0)
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Your total housing payment includes principle, interest, tax, fee, maintenance cost, etc...You should calculate the percentage of you principle in total payment. The rest are all to be lost. Plus, you need to pay realtor commission when you sell & move.
-cy777(cy777);
2004-10-15
{162}
(#1931568@0)
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你的意思是买方不如租房?
-dfd(dafeida);
2004-10-17
(#1933832@0)
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Home ownership is not only the matter of bill payment, but also the life style you choose.
-xiaotang(xiaotang);
2004-10-17
(#1934061@0)
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我同意你的观点. 看到有了房子的人的忙碌和干不完家务的抱怨, 还有的人那种花种草和种菜的兴致, 感到不是每个人都适合有house的. 有人说这是生活水平的提高, 有人讲这是自己给自己造了个当奴隶的场地.
-dfd(dafeida);
2004-10-17
(#1934136@0)
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我对阁下的观点不以为然. 房子毕竟是我们的安乐窝, 属于必需品; 不买就要租, 可是能租一辈子房, 却不买房吗?
-interesting(小小鸟);
2004-10-17
(#1934902@0)