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枫下家园 / 住房话题 /
tor
Help! Which mortgage rate is better? 3.3% for one year fixed or Prime-0.75% for 5 years variable open? Need to make a decision immediately.
-jenny0318(Jenny);
2004-10-7
(#1919673@0)
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they are same in essence, both depending the current rate. the best way is to take a 10 year fixed, wait, the best is not to buy a house now, wait half year
-guest963(guest);
2004-10-7
(#1919710@0)
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3.3, 1 year fixed is good
-craiglee(craig);
2004-10-7
(#1919996@0)
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我记得浮动利率的一般不许双周PAY, 好象DOUBLE PAY,每年允许的15%多PAY还有哪个LUN SUM PAY也都很有限制, 这些条件都特重要, 极大影响你的还款速度。
-ningxin0809(雁影行洲);
2004-10-7
(#1920002@0)
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NO, mine is different...monthly/weekly/biweekly payment, 20% down pymt every year/5 year variable.
-annran(ann);
2004-10-8
(#1921592@0)