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枫下家园 / 住房话题 /
tor
再去银行谈贷款:反复几个回合,1年给到2。5%。你挤他一下他让一下,真没劲!有谁拿到更好的吗?
-xingyue(星月);
2004-5-31
(#1745545@0)
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打错了,是3。25%。
-xingyue(星月);
2004-5-31
(#1745555@0)
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我觉得你也够没劲的, 那零点几的区别带给你的不过就是每个PAYMENT几毛到几块的区别. 省点劲吧.
-jw1(jw);
2004-5-31
(#1745566@0)
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听了你的话,感觉很好奇.想到底看一下这是多没劲.算了一下,以借15万为例,利率3.25和3.5的实际区别为一年多付270元利息.(每月的payment3.5的多19元,但少还了本金,多付了利息.).以这人花2小时谈下0.25计,相当于他一小时挣了135.还象还是挺有劲的呢?没多少人一小时能挣135的吧.
-laning(poke);
2004-6-1
{53}
(#1746416@0)
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“再去银行谈贷款:反复几个回合”,2小时?很多人是跑好几家银行,当然,各人各活法,有劲没劲也就是一种感觉
-guest963(guest);
2004-6-1
(#1746446@0)
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贷款一贷好几年,大家基本都是头一次,shoping around跑几家银行不过份吧?
OK!咱们算他8小时谈下了0.25,这富裕给足您了吧(其实真正花在谈下0.25的时间能有多少?)?那就是34一小时的工作.合7万年薪.不知您挣多少,觉得7万年薪没劲?
-laning(poke);
2004-6-2
(#1747892@0)
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别跟他较劲,有的人宁肯多花钱,也不愿多花心思。
-rollor(Rollor);
2004-6-2
(#1747926@0)
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有些人总是看别人不顺眼,咱也不能说他变态,是吧? 呵呵。。
银行的事情搞定了!谢谢大家!其实我也就在银行呆了不到20分钟(其中还办了些别的事),最后他给到3。25%。我说回家和老公商量一下就走了。现在他通知我给我3。2%,OK了。为了买房跑几趟银行值不值自己衡量吧。
-xingyue(星月);
2004-6-2
{167}
(#1748414@0)
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等你买房时再说这种风凉话吧!
-xingyue(星月);
2004-6-1
(#1746529@0)
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better than mine. mine is 3.3 one year fixed. i am terrible at nigotiation.
i like one year fixed rate, alway lower than 3,5 year. every year you can early renew if the rate is down
-navision(learning golf);
2004-5-31
(#1745678@0)
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I guess you didn't try TD bank with the number I gave last week, sigh
-howie(howie);
2004-5-31
(#1745869@0)
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对不起,我真的没见到你给的电话啊,再给我发一遍好吗?我是6月底交房。谢谢
-xingyue(星月);
2004-5-31
(#1745902@0)
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我真的没见到你给的电话啊,我6月底交房,请再给我发一遍好吗?谢谢!
-xingyue(星月);
2004-5-31
(#1745904@0)
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check your email
-howie(howie);
2004-5-31
(#1745916@0)
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where do u get 4.4% for 5 years? can u send ur broker's contact to me?
-tiantianhappy(老顽童);
2004-5-31
(#1745970@0)
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send me a email and I will call you.if you are not going close the house befoe september, you will not benefit from this broker. she will not give out any locked rate. in other words, she can only help
those who already close an offer, probably
-howie(howie);
2004-5-31
{210}
(#1746164@0)
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Could you send me TD tel? thanks
-tom888(tom);
2004-6-2
(#1747930@0)