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枫下家园 / 住房话题 /
tor
Which one is better, 3.6%, 2 yr fixed or prime -0.75, 5 yr fully open?I plan to pay back the mortgage in 1.5 ~ 2 years. I almost decided to sign the prime - 0.75. But another bank provides me 3.6% for 2 years. Could you please help me decide which one is better?
-hanna(Q^Q);
2003-9-29
{192}
(#1390378@0)
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Could anyone help me? Will prime go down or up recently? I saw some analyst said that the prime will go down again next month. Is it true?
-hanna(Q^Q);
2003-9-30
(#1391973@0)
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Where you get it?
mind tell me? Thanks!!
-craiglee(craig);
2003-9-30
(#1392626@0)
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I found acutally you can get good rate from any bank.Depends on how you talk with them. You can get one from A; and let B know what you get from A, B will definitely give you a better one; then you tell C B's condition, and you will get another one better than B ...... At the begining, the rate you get may not be good. But later you will find everyone seems be good enough.
-hanna(Q^Q);
2003-10-1
{323}
(#1394025@0)
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it depends on the amount of your morgtage and your payment plan.
-benbendan(笨笨蛋);
2003-9-30
(#1392669@0)
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for the short term i prefer variable rate now.
-benbendan(笨笨蛋);
2003-9-30
(#1392670@0)
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问题是,两年说短不短,说长不长。FIXED的不够灵活,想多还点也不行。可VARIABLE的,又怕明年PRIME会涨很多。
-hanna(Q^Q);
2003-10-1
(#1393997@0)
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短期还是浮动好吧。你问3年fixed了吗?大概能拿到多少?
-qianxingren(紫川猪);
2003-9-30
(#1392723@0)
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Haven't asked 3 year fixed.
-hanna(Q^Q);
2003-10-1
(#1393999@0)