But quite a lot people including me do not care about the amount they can borrow from a bank, the actual rate is the only factor that is important.
-0ldroot(superuser1);
2019-1-25(#11898703@0)+2
what is history, what is the length of your history? I never see rate higher than 4% in my mortgage history (15 years), where does your 7% average rate come from ?
-0ldroot(superuser1);
2019-1-25(#11898709@0)+1
I was not here yet in 2000. I bought my first house in 2004 with rate of 3.25, since then my mortgage rate has never been more than 3.99.
-0ldroot(superuser1);
2019-1-25(#11898695@0)+2
80年代初朋友在Steeles and Victoria Park买的4卧室双车库的独立屋才7万多,我比她迟一两年买, 利率降下来了,但9万只能买到半独立的了, 我买的时候贷款利率是13% - 14%。
-0cean(海洋);
2019-1-25(#11898729@0)