How Smart Cash Works

•Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡
•Up to 2% cash back on eligible gas and grocery purchases thereafter‡
•And, up to 1% cash back on all of your other eligible purchases‡
•1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
•Enjoy free online access to your credit card account
•And, with no annual fee and free additional cards you’ll start to see the benefits right away.