Limits for Individuals
For an individual holding an account or accounts with a member firm, the limits on CIPF protection are generally as follows:
$1 million for all general accounts combined (such as cash accounts, margin accounts, TFSAs and FHSAs), plus
$1 million for all registered retirement accounts combined (such as RRSPs, RRIFs and LIFs), plus
$1 million for all registered education savings plans (RESPs) combined where the client is the subscriber of the plan.