if the house (resale value) worth 50w, then the land value would be much like 20-30 w(depends on the location), it means that, to rebulid the house(torn down everything an build new one), we need about 10-20w(150CAD/sf. generally speaking, trust me on this figure).
so, that's why the 保费 would only cost you about 400-500 a year.
also, depends on your decorations inside the house, your elec. system, how much s.f. you have, whether you have alarm system, pool, renovate it or not, basement appartment...
do you have valuable stuff (let say, jewllery :)) in your house.....
together, make the total of your insurance value
so, that's why the 保费 would only cost you about 400-500 a year.
also, depends on your decorations inside the house, your elec. system, how much s.f. you have, whether you have alarm system, pool, renovate it or not, basement appartment...
do you have valuable stuff (let say, jewllery :)) in your house.....
together, make the total of your insurance value