美国的税比加国的重是不是个myth? 我在两边都工作过, 今天算了算 (Fed+State or Provincial taxes)/Total income, % 都差不多, 以前我在美国还有房子. 有经验的帮我看看? 谢谢! -into(into) @安省华人论坛:安省枫下论坛 The Rolia Forum of Ontario

枫下茶话 / 美国话题 / 美国的税比加国的重是不是个myth? 我在两边都工作过, 今天算了算 (Fed+State or Provincial taxes)/Total income, % 都差不多, 以前我在美国还有房子. 有经验的帮我看看? 谢谢! -into(into); 2009-6-10 (#5332249@0)

你不找个没provincial tax -hungrybee(无所事事的小机灵); 2009-6-10 (#5332268@0)

New york's tax must be lower than Ontario, and they have lots of deduction... -hipacific(crystalblue); 2009-6-10 (#5332278@0)

如果deductables不能超过standard。deductable项目再多也没用。 -usersuserid(昵称); 2009-6-10 (#5332392@0)
sales tax was 8.25%, nothing on clothing if in NYC. -wholeriverred(==============); 2009-6-12 (#5337334@0)

Delaware has no sales tax. -wholeriverred(==============); 2009-6-12 (#5337326@0)

对我家双职工来说，确实从收入税上来说差不多，20%左右。不过美国没GST,网上买东西没PST.比如一千块买个相机，光销售税上就省了140. -transformers(Transformers); 2009-6-10 (#5332341@0)

that's only amazon.com and limited number of sites. not all web sales. -wholeriverred(==============); 2009-6-12 (#5337319@0)
it also depends on the state, if you're in Washington state, you pay tax when buying from amazon. -wholeriverred(==============); 2009-6-12 (#5337324@0)

有房子，也要看地点和房子的贷款多少。双职工家庭，两面收入税差不多。美国也许还会多一些。 -usersuserid(昵称); 2009-6-10 (#5332379@0)
我只听说过加拿大比美国重。 -dusk(~小桥流水~); 2009-6-10 (#5332400@0)

对于正多少花多少的人来说加拿大可能比美国重。主要是加拿大消费税高一些。美国有些州没有消费税，那买个新车，一下就省了几千。只就收入税来说，两边差不多（双职工）。 -usersuserid(昵称); 2009-6-10 (#5332914@0)

说反了: 美国的税比加国的*轻*是不是个myth? 另外, as a percentage, (SS+Medicare)/total income > (CPP+EI)/total income. 前段时间有人在这里作过更详尽的计算, post 一下子没找到. -into(into); 2009-6-10 (#5332414@0)
各州不一样，加州的税和加拿大差不多。 -guest1(guest); 2009-6-12 (#5336775@0)
美国的税比加拿大低很多，单身差不多。家庭收入12万美元，两个小孩，美国加州的收入税比安省低40%。不要用网上的去算，因为网上一般把GROSS INCOME当成 AGI(美国两者之间普遍差20%) -cerboros_redux(Cerboros Reborn); 2009-6-12 (#5337043@0)

胡说，除非你的12W是一个人挣的。美国的政策是鼓励单职工家庭（这样也显得失业率低）。加拿大相反。 -usersuserid(昵称); 2009-6-12 (#5337421@0)

你这是自己想的吧? 查查“marriage tax penalty" 再来发言吧 -cerboros_redux(Cerboros Reborn); 2009-6-12 (#5337993@0)

不是我想的，是事实。我在美国的同事中，20～30%是一个人工作养家。在加拿大，NONE. -usersuserid(昵称); 2009-6-12 (#5338546@0)

光就2个小孩来说，在美国只能反税2X3000X20%=$1200. 在加拿大，能反2X7000X～30%=$4200. -usersuserid(昵称); 2009-6-12 (#5337439@0)

我真不知道你在加拿大报过税没有。加拿大小孩的DEDUCTION是2千，美国是3400。加拿大的这个钱只能用来减15%，美国是减最高的BRAKET。比如挣10万，美国可以减税3500块，加拿大600块。 -cerboros_redux(Cerboros Reborn); 2009-6-12 (#5337967@0)

You are right. I had experience for both of countries. You are the one got real point. -longhope(hope); 2009-6-12 (#5338150@0)

看来你也一样糊涂。 -usersuserid(昵称); 2009-6-12 (#5338412@0)

我现在还两边保税呢。你根本就没有get point。我说的day care的钱（反税），不是最基本的deduction。再说你明显就是胡说，美国最高BRAKET是35%，但那不是给10W的"低收入"家庭。10W最多不过25%的税。 -usersuserid(昵称); 2009-6-12 (#5338393@0)

I am dong tax return for both countries now and past 2 years. You didn't understand what Cerboros Reborn's point. -longhope(hope); 2009-6-12 {361} (#5339201@0)
Sir, I am doing tax return for both countries now and past 2 years. Cerboros Reborn's number may not be right, but his concept is right. Canada just detuct 15%, the lowest percentage, but US reduce from the high income percentage. For example, Canada, child tax dectuction is 2000X15%=300, but in US, the case is your income $ - 3400. That's totally diferent.

你才报了2年，经验可以忽略。我当然知道Cerboros Reborn的意思。 -usersuserid(昵称); 2009-6-12 (#5339260@0)

in US, it should be $5000 per child for child care per year, 2 children should be 2X5000=10000, your income $ - 10000, that means, if your salary is $100k, $100k -10k=90k, your 10k's tax is 10kX25%=2500, but in Canada, it deduct just 15%. 2X3500X15% -longhope(hope); 2009-6-12 (#5339223@0)

你对daycare的理解完全是错误的for BOTH　ＣＯＵＮＴＲＩＥＳ。明显，你还没孩子，或没报过daycare. -usersuserid(昵称); 2009-6-12 (#5339279@0)

could you please explain in detail? what's differet between US& Canada for Daycare. US has 5000 per child per year.Yes, you are right, I will deduct child care starting from this year, but I know what I should handle in US. What is in Canada? -longhope(hope); 2009-6-12 (#5339297@0)

you don't know what you will handle in US. 你如果有a flexible account，可能能抵$5000. however, 不是每个人都有的. 那是你的福利。一般人有一定的收入，daycare最多抵$3000/child的20%=600. in Canada, 最多可抵$7000/child,还是最高税率. -usersuserid(昵称); 2009-6-12 (#5339401@0)

美国所谓低税率（是已经把SSN+Health除去了，然后那部分还不减税），实际对deductable项目多的人更不利。就因为“税率低”，反的税就低。而SSN+Health的那部分%已经按你没减之前的收入拿走了。你再玩命减，这部分也回不来。 -usersuserid(昵称); 2009-6-12 (#5338409@0)

do you know, in Canada, the deduction could only deduct 15%, the lowest percentage except 401k. your all deduction income could only get 15% off of tax, but in US, it dedecut from your income and then caculate tax. -longhope(hope); 2009-6-12 (#5339229@0)

又一糊涂之说。rrsp,moving,daycare都是reduce总收入。你真在加拿大报过税？cpp/ei,tuition等是减低端税率。可也不是１５％，我们安省还有６％呢。也就是说，在安省最低你能抵２１％，而在美国你最高抵２５％（由于所谓的“低”税率），综合来基本说没区别。 -usersuserid(昵称); 2009-6-12 (#5339354@0)

are you living in PA? i was living there too , with 1% city tax. -longhope(hope); 2009-6-12 (#5339372@0)

yes. PA -usersuserid(昵称); 2009-6-12 (#5339405@0)

how about dependent tax deduction? they can only deduct the low end percentage in Canada. -longhope(hope); 2009-6-12 (#5339393@0)
Hi there, did claim your tax in Canada? do you know many deduction can only deduct Federal tax, i.e. rrsp,etc. it could only deduct federal tax. so, there is no 15%+6%, there is only 15% in Canada for tax deduction for many deduction items. -longhope(hope); 2009-6-12 (#5339406@0)

你真可笑。没时间跟你废话了。 -usersuserid(昵称); 2009-6-12 (#5339428@0)
不过可以肯定，你没给canada交过一分税。 -usersuserid(昵称); 2009-6-12 (#5339450@0)

Your colcusion shows you are not detail person. You should learn. If yo want to discuss any topci, please be professional. -longhope(hope); 2009-6-13 (#5339664@0)

你连rrsp这个最基本的canada tax条款都不明白，我再怎么和你discuss.那不都是对*弹琴吗？ -usersuserid(昵称); 2009-6-13 (#5339731@0)
LOL... You gotta go back to read the income tax guide in more detail before posting another comment. I can't stop laughing already. -jeffrey815(Smartiecat); 2009-6-13 (#5339938@0)

There only three tax advantages in the US: 1. married but single income producer; 2. less sales tax; 3. mortgage interest deduction. Otherwise the tax are very close among the two countries. -jeffrey815(Smartiecat); 2009-6-13 (#5339940@0)

一看，这才是明白人。补充一小点，mortgage interest+property tax 要足够高，使得itemized deduction超过standard。如果房价and贷款不超过20W，这点好处基本也用不上。 -markmyword(MyFriend); 2009-6-13 (#5340015@0)

Right。 -usersuserid(昵称); 2009-6-13 (#5340021@0)

I think you don't understand what is tax return, it means return the tax you paid. Based on this concept, if you didn't pay that high percentage income tax, you will definitely just get the return you paid. -longhope(hope); 2009-6-12 (#5339324@0)

说的玄点，如果两边收入都这减那减的（401K，RRSP，moving，daycare，tuition...），最后都不用交税，那还是美国多啊。因为FICA是7.7%，而CPP+EI是6.7% plus CAP 还比美国低。 -usersuserid(昵称); 2009-6-12 (#5338508@0)

you're kidding. -longhope(hope); 2009-6-12 (#5339237@0)

在canada曾经7W收入，最后基本没交税。不是自雇。 -usersuserid(昵称); 2009-6-13 (#5339508@0)

再加上，有的地方（比如我们这）还要1%的city tax，直接把任何deduction的没用的“Salary”的1%拿走，还明文规定如果收入多了（比如有interest）要补，收入少了（用deductable）不会return。跟TM强盗没区别。这些都是你看不到的tax rate. -usersuserid(昵称); 2009-6-12 (#5338564@0)

小孩抵税方面，在加拿大是挣钱少合算。收入高一点就等于没有牛奶金了。我觉得不合理。穷人富人都要花钱养孩子。 -usornot(下决心); 2009-6-12 (#5339032@0)

两边税率，各有利弊，你不能便宜都占啊。那加拿大，孩子<6岁还不管收入都给$1200/年+牛年金的呢。 -usersuserid(昵称); 2009-6-13 (#5339473@0)

2009年，一个正常加拿大孩子的反税是2038×15%=300大洋，如果孩子是disabled的话是9600×15%=1440大洋。真不知道你这7000是哪来的，30%是拿来的，你给你孩子报税到底用哪个数字啊？ -hurrah(猫眼); 2009-6-12 (#5339308@0)

我说的是ｄａｙｃａｒｅ。 -usersuserid(昵称); 2009-6-12 (#5339335@0)

why is 30%? -longhope(hope); 2009-6-12 (#5339395@0)

daycare在加拿大减最高税率。我是根据Cerboros说的12W收入说的。我前面有～，大概25%～30%吧，具体情况具体分析。 -usersuserid(昵称); 2009-6-12 (#5339418@0)

nonsense. the difference between brackets in the US is minimal. here you hit 100% tax rate very fast :D -wholeriverred(==============); 2009-6-12 (#5337249@0)

"nonsense"! see my correction above -into(into); 2009-6-12 (#5337907@0)

懂行的帮忙看看, 加拿大税务局是不算错了? 怎么象我要这么多钱啊? Page Link -tonyhao(tonyhao); 6.19 19:12 (#5357357@0) -f071226(f071226); 2009-6-20 (#5358870@0)

@Ontario

美国的税比加国的重是不是个myth? 我在两边都工作过, 今天算了算 (Fed+State or Provincial taxes)/Total income, % 都差不多, 以前我在美国还有房子. 有经验的帮我看看? 谢谢!

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