本文发表在 rolia.net 枫下论坛Housing prices are determined by market forces. It's high or low for a reason. Toronto's housing price are popped up by two factors, 1. vast number
of immigrants coming from the rest of world, and other parts of Canada. Immigrants from China, India, Russia, and Middle east used to be poor, now
they bring tons of cash to pump into real estate because of the rapid economic development in their home countries. 2. Canada is a resource rich country, which
has a huge repositories of oil, minerals and other commondities which are in hot demand in China, India and other developing countries. This attracts hugh inflow of capital investment from the world which is why the Canadian dollar is so high. Eventually, the central bank has no option but lowering the interest rate to control the dollar which will of course add more fuel to the housing prices.
At the same time, the importance of the US economy is declining because of the war, huge deficit, offshoring of jobs and technology, subprime crisis among other things. Because of the tight immigration policy there, most immigrants to the US are the poor from Mexico and other Latin America countries which offer little help to the real estate market. As for Houston and Dallas, the housing prices are low because the climate there is so hot and humid, thus not a comfortable place to live更多精彩文章及讨论，请光临枫下论坛 rolia.net

What I am trying to say is that don't let cheap house price be a major factor in your decision. Most time, even if you have to stretch your finance to buy a more expensive house, as long as it has potential to go up more, it's worth the value. House is an appreciating asset not a depreciating one like a car, so we need to treat it as an investment not an expense. Again, whether you want to go depends on your preference of life style, career opportunity and family situation, etc. No one can make the decision for you, but yourself.