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@Ontario

Q&A

handd(大熊猫®)
Who qualifies as a first-time home buyer?
You are consider a first-time homw buyer if you are a resident of Canada, and you have not occupied a home you (or your spouse or common-law partner) owned as a principal place of residence during the last four full calendar years.
Can I participate in the HBP more than once?
Since 1999, you have been allowed to participate in the HBP more than once. Any amounts you received previously under the HBP must have been repaid before the beginning of the year of re-participation. In addition, you must still qualify as a first-time home buyer, as described above.
(#2107736@0)
Last Updated: 2005-2-3
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Replies, comments and Discussions:

  • 枫下家园 / 住房话题 /
    tor
    Toronto Area
    给老婆买的RRSP放她名下spouse RRSP户口下，如果要买房子，以她名字买，可不可以提她名下的RRSP作为first time home buyer来用？谢谢了先。 -eleven(周扒皮); 2005-2-3 (#2107224@0)
    • Is this your first time too? -simmersnake(步履无声); 2005-2-3 (#2107328@0)
      • 我不是first time buyer，不可以吗？ -eleven(周扒皮); 2005-2-3 (#2107457@0)
        • 双方必须都是第一次。 -23456789(大白呼); 2005-2-3 (#2107471@0)
          • 这好象已经是老皇历了。现在可能是每个几年就可以。(没人认识我，说话不符责任) -handd(大熊猫®); 2005-2-3 (#2107652@0)
            • “好像”？拿不出证据来就是忽悠。 -23456789(大白呼); 2005-2-3 (#2107697@0)
              • Q&A -handd(大熊猫®); 2005-2-3 {607} (#2107736@0)
                Who qualifies as a first-time home buyer?
                You are consider a first-time homw buyer if you are a resident of Canada, and you have not occupied a home you (or your spouse or common-law partner) owned as a principal place of residence during the last four full calendar years.
                Can I participate in the HBP more than once?
                Since 1999, you have been allowed to participate in the HBP more than once. Any amounts you received previously under the HBP must have been repaid before the beginning of the year of re-participation. In addition, you must still qualify as a first-time home buyer, as described above.
                • 哇，每四年就可以拿出四万买房子啦，然后在十五年内慢慢还。 -23456789(大白呼); 2005-2-3 (#2107750@0)
                  • I didn't say that -handd(大熊猫®); 2005-2-3 (#2107754@0)
              • 所以我的理解是，只要你或配偶在最近四年内不拥有房子，而且已经还清了以前从RRSP中提的钱，就可以再参加HBP从RRPS中提钱 -handd(大熊猫®); 2005-2-3 (#2107747@0)

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