but this is a brand new, I think the inspection should be ok, or do I need to inspect it too?
I ever talked to the bank some time ago and got a maximum mortage amount I could be approved depending on the downpay and salary. The problem is I can't get enough downpay now and my agent suggested me to talk to the bank to get a higher mortage if possible, but I don't want to repay too much monthly (a big pressure) even if I can be approved(that's possible). So I'm wondering what's a reason to escape from the offer: Can I say I don't want it, or I don't have enough downpay and don't want a mortage higher than a certain amount, or couldn't get approved from bank(do they need to see rejection from bank?). Thanks lot.
I ever talked to the bank some time ago and got a maximum mortage amount I could be approved depending on the downpay and salary. The problem is I can't get enough downpay now and my agent suggested me to talk to the bank to get a higher mortage if possible, but I don't want to repay too much monthly (a big pressure) even if I can be approved(that's possible). So I'm wondering what's a reason to escape from the offer: Can I say I don't want it, or I don't have enough downpay and don't want a mortage higher than a certain amount, or couldn't get approved from bank(do they need to see rejection from bank?). Thanks lot.