nothing is static.. and B20 is still the largest constrain today..... if house price correct so much that house affordability improve greatly in future,
-liminc(Limin);
2019-4-10{245}(#12031966@0)
OSFI will remove B20. If house affordability continues to worsen as B20 become less effective, OSFI can devise harder stress test to reduce credit supply..... that's a decision from independent banking regulator which Govt has little impact over
Well explained! 现在任何政府不敢取消B20,否则将丢失选票。
-skywatch(kk);
2019-4-10(#12031974@0)+2